Compare scenarios

Refinance Calculator · 2 versions side by side.

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Current balance: $494,400 is the strongest return — $21,580 higher than the baseline.

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BASELINE

Baseline

Lifetime savings

$103,402

baseline

Current balance$412,000

Current rate7.25%

New rate5.99%

Years remaining27 yr

Closing costs$4,500

Monthly savings$333.03

Break-even14

OPTION A

Current balance: $494,400

Lifetime savings

$124,982

$21,580 vs baseline

Current balance$494,400

Current rate7.25%

New rate5.99%

Years remaining27 yr

Closing costs$4,500

Monthly savings$399.64

Break-even12