The default schedule — an A, an A-, a B+, and a B across 13 credits — works out to a 3.48 GPA. On the 4.0 scale, GPA is a credit-weighted average: each letter grade converts to grade points (A = 4.0, A- = 3.7, B+ = 3.3, and so on down to F = 0), each course's points are multiplied by its credit hours, and the total is divided by total credits.
Suppose you put the default values into GPA Calculator:
Plug those into the formula GPA = Σ(grade points × credits) / Σ credits and the result is:
| Letter grade | Grade points |
|---|---|
| A+ / A | 4.0 |
| A- | 3.7 |
| B+ | 3.3 |
| B | 3.0 |
| B- | 2.7 |
| C+ | 2.3 |
| C | 2.0 |
| C- | 1.7 |
| D+ | 1.3 |
| D | 1.0 |
| D- | 0.7 |
| F | 0.0 |
The calculator uses the standard unweighted 4.0 conversion published by the College Board: A and A+ count as 4.0, and each step down through the +/− modifiers lowers the value (A- = 3.7, B+ = 3.3, B = 3.0, B- = 2.7, continuing to F = 0). Each course contributes quality points equal to its grade value times its credit hours, and GPA is total quality points divided by total credit hours — so a grade in a 4-credit course moves the average a third more than the same grade in a 3-credit course. You can also enter numeric grade values directly (like 3.7) and mix them with letters. This is the unweighted scale: honors or AP weighting and institution-specific variants are deliberately not applied.
References: College Board: how to convert your GPA.
Last reviewed July 2, 2026 · Editorial policy